
Buyer GuideOctober 1, 2026 · 6 min read
Rates are 7.28%. An assumable loan lets you take over the rate the seller already has, sometimes 3% or lower. FHA, VA and USDA loans can be assumed. Conventional ones cannot. Here is the math, the equity gap that stops most of them, and the VA detail that has to come up early.

Buyer GuideAugust 30, 2026 · 10 min read
What it is actually like to buy in Everett: market numbers with dates attached and what they do and do not mean, housing types, transit and the Sounder commute, parks and waterfront, schools, and the property-level questions to investigate before you make an offer.

Buyer GuideAugust 18, 2026 · 7 min read
WSHFC Home Advantage, the Opportunity program, and the Covenant Homeownership Program, explained in plain English, plus the true story of a buyer who started with $2,000 and ended with keys.

Buyer GuideAugust 18, 2026 · 8 min read
Every checklist has the same six items; the order is the strategy. Real budget, pre-approval before touring, an agent with room on their plate, and offer terms tuned to a market where buyers finally have choices again.

Buyer GuideMay 6, 2026 · 7 min read
A $799,900 high-bank Puget Sound waterfront in Marysville versus a $975,000 view-first remodel in Mukilteo. How to think about the trade-offs at the sub-$1M price point in Snohomish County.

Buyer GuideApril 17, 2026 · 8 min read
14 years and 50+ Everett homes sold. Here is what I actually know about the neighborhoods, which most people will not tell you until you ask.